Financial planning services
You may want to send your children to college, retire, leave some money to your heirs and perhaps contribute to charities that are meaningful to you. We work with your accountant and estate attorney so all the pieces of the puzzle fit together - a coordinated financial plan.
GETTING READY FOR RETIREMENT IN 5 – 10 YEARS
Many people feel that they should have started this a while ago. We will work together to optimize what you can do going forward:
- We start with where you are now: your current expenses and net worth statement
- We work with you to develop your near term and long term goals
- We help coordinate protection planning and estate planning
- We will also implement an investment portfolio that you understand and that fits within your entire plan
DURING AND AFTER A DIVORCE
Impartial financial advice is critical during these difficult times. We will help you fully understand your financial options and how different choices may impact your life moving forward. We will provide a reasoned approach that may counterbalance emotions that could lead you to take action too quickly or deplete resources too rapidly. After the divorce, we can help you:
- Identify your needs and goals going forward
- Develop a plan for a sustainable lifestyle
- Coordinate education, estate and retirement planning
- Implement an investment portfolio that will work with your new goals and circumstances
rECENT WIDOW/WIDOWER
Someone in every couple will find themselves in this position. If the first person to pass on was also the person who had been managing the finances, the first year can be even more difficult for the surviving spouse. A deeper understanding of their finances is crucial to proceeding with confidence.
- What is the best option for taking an insurance settlement?
- What income can you expect from trusts created in your spouse’s estate?
- What are your living expenses and what can you afford going forward?
- Is additional insurance needed now to secure the children’s future?